Fuel Card Comparison

Fuel Card Comparison 2026: The Best Fuel Cards for Business

We compared the leading business fuel cards on station coverage, per-litre pricing, fees, deposits and EV charging — including Rally, our own Visa-based card. All data from provider-published pricing, updated monthly.

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Last updated: July 2026 · Rally publishes this comparison and is included in it. Competitor data comes from public provider pricing pages and is checked every month.

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Side-by-side comparison

The best business fuel cards compared

Seven providers, five criteria that decide what you actually pay: network, pricing model, fees, deposits and who each card suits best.

The best business fuel cards compared
RallyThat's usNetwork & acceptance~99% of stations — anywhere Visa is accepted, plus 500K+ EV charge pointsFuel pricingPump price — zero markupFeesSimple per-card fee, no hidden chargesDeposit & credit checkNo deposit, no credit checkBest forSMEs and fleets that want every station plus EV on one card
Allstar OneNetwork & acceptance7,700+ UK sites (provider-reported), one of the largest UK networksFuel pricingPump price, or fixed weekly diesel price on some cardsFeesCard fee plus network and transaction chargesDeposit & credit checkCredit check required; security possibleBest forLarge mixed fleets that want broad UK coverage
fuelGenieNetwork & acceptance~1,350 supermarket forecourts (Tesco, Morrisons, Sainsbury's)Fuel pricingSupermarket pump pricesFeesFree — no card or account feesDeposit & credit checkCredit check requiredBest forCost-focused local fleets near supermarkets
UK FuelsNetwork & acceptance~3,000+ sites on the Keyfuels networkFuel pricingFixed weekly priceFeesCard and transaction fees applyDeposit & credit checkCredit check requiredBest forCommercial fleets that budget on fixed weekly prices
Shell Fleet SolutionsNetwork & acceptance~3,800 UK sites incl. partners; strong motorway coverageFuel pricingPump or commercial rate depending on cardFeesMonthly card feeDeposit & credit checkCredit check; deposit possible for new businessesBest forFleets that live on motorways and prefer premium stations
BP PlusNetwork & acceptance~3,400 UK sites incl. partner networksFuel pricingPump price or weekly commercial rateFeesMonthly card fee plus transaction feesDeposit & credit checkCredit check requiredBest forNational fleets fuelling mostly at BP
Radius (UK Fuel Cards)Network & acceptanceMulti-network broker: Shell, BP, Texaco, Keyfuels + ~48K EV pointsFuel pricingWeekly fixed prices on most diesel cardsFeesVaries by card and networkDeposit & credit checkCredit check requiredBest forFleets that want one broker across many networks
Competitor figures are provider-reported (public pricing pages and product sheets, July 2026) and may vary by contract — always confirm current terms with the provider. Rally data is first-party.

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Savings calculator

What would your fleet save?

Rally customers save 5–10% of total fuel spend through pump-price billing, zero markups and access to the cheapest station on every route.

€

Estimated savings per year

€1,500 – €3,000

Estimate based on the 5–10% average savings reported across Rally customers (Q1 2026). Actual savings depend on routes, vehicles and current prices.

Get your exact number

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Provider reviews

Every provider, reviewed

Strengths and weaknesses of each card, based on published pricing, network data and contract terms.

Rally

Rally is a Visa-based fuel card, so it is not limited to one branded network: drivers fuel, charge, and pay tolls or parking anywhere Visa is accepted. Billing is at pump price with no markups, and there is no deposit or credit check to get started.

Strengths

  • Works at ~99% of stations instead of one branded network
  • Pump-price billing — no list-price markups or FX fees
  • No deposit and no credit check; setup in minutes

Limitations

  • Younger provider than legacy oil-major card programmes
  • No fixed weekly diesel price — you pay the (usually lower) pump price

Allstar One

Allstar runs one of the UK's biggest fuel card networks and offers both pump-price and fixed-price products. Costs stack up through card, network and transaction fees, and approval requires a credit check.

Strengths

  • Very broad UK station coverage
  • Choice of pump-price or fixed-price billing
  • Established provider with large-fleet tooling

Limitations

  • Multiple fee layers can exceed the headline card price
  • Credit check and underwriting before approval

fuelGenie

fuelGenie is a free card that works at supermarket forecourts, which usually price below oil-major stations. The trade-off is a small network with limited motorway presence.

Strengths

  • No card, account or transaction fees
  • Supermarket fuel is typically cheaper than branded stations
  • Simple HMRC-compliant invoicing

Limitations

  • Small network — weak motorway and rural coverage
  • No EV charging or non-fuel spend

UK Fuels

UK Fuels sells fixed-weekly-price diesel cards on the Keyfuels network, which suits fleets that value predictable budgeting. In falling markets a fixed price can sit above the pump price.

Strengths

  • Predictable fixed weekly diesel pricing
  • Solid commercial-site coverage for HGVs
  • Bunker-site access for heavy vehicles

Limitations

  • Fixed price can exceed pump price when markets fall
  • Fees and credit checks before starting

Shell Fleet Solutions

Shell's fleet cards offer premium motorway coverage and an established loyalty programme. Pricing at commercial rates and monthly fees make it best for fleets committed to the Shell network.

Strengths

  • Excellent motorway and A-road coverage
  • Established telematics and account tooling
  • EV charging add-on via Shell Recharge

Limitations

  • Premium-station prices plus card fees
  • Deposit possible for young businesses

BP Plus

BP Plus covers BP's UK network plus partners, with a choice of pump or commercial-rate billing. Like other oil-major cards, it locks you to a branded network and requires credit approval.

Strengths

  • Strong national BP coverage
  • Choice of billing models
  • Aral/BP network access across Europe

Limitations

  • Network-locked — detours when no BP is nearby
  • Card plus transaction fees add up

Radius (UK Fuel Cards)

Radius resells most major UK fuel card networks and adds EV charging, telematics and insurance products. It is a strong one-stop broker, though pricing depends entirely on which underlying network you pick.

Strengths

  • One account across many branded networks
  • Large EV charging card programme
  • Extra fleet services (telematics, insurance)

Limitations

  • Pricing varies by underlying network and contract
  • Broker layer means less pricing transparency

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How to choose

How to choose the right fuel card

Four questions that matter more than the headline discount.

01

Where do your drivers actually stop?

Map a week of real routes before comparing discounts. A 3p/litre discount is worthless if drivers detour 10 minutes to reach a partner station. Visa-based cards remove the detour entirely.

02

What is the all-in cost per litre?

Add card fees, network fees, transaction fees and price markups to the headline rate. Many 'discounted' list-price cards end up above pump price once fees are included.

03

Do you need EV charging on the same card?

Mixed fleets are the norm by 2026. If your card cannot pay at public chargers, you will run a second provider, a second invoice and a second reconciliation process.

04

What does onboarding require?

Legacy cards ask for credit checks, deposits, and 2–4 week paper applications. Modern cards approve online in a day with no deposit — which also matters when you scale up vehicles.

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Methodology

How we build this comparison

We collect network size, pricing model, card fees, deposit and credit-check requirements from each provider's public pricing pages, product sheets and terms — re-checked at the start of every month. Where providers publish ranges, we show the range rather than a single cherry-picked number.

Rally is the publisher of this page and appears in the comparison. To keep it honest, Rally is scored on exactly the same criteria, competitor strengths are listed prominently, and every competitor figure links back to provider-published data. If you spot an outdated number, tell us and we will fix it within a week.

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Questions

Fuel card comparison FAQs

Fuel card comparison FAQs

For most small businesses the best card is the one with no deposit, no credit check and the widest acceptance — you cannot afford detours or locked-up cash. Rally scores highest on those criteria because it works anywhere Visa is accepted and bills at pump price. If your drivers only fuel at one supermarket chain, a free network card like fuelGenie can also work.

Expect a per-card monthly fee between £0 and £10 plus, on many legacy cards, network and transaction fees. The bigger hidden cost is the pricing model: list-price billing with a 'discount' often ends up above the real pump price. Compare all-in cost per litre, not the headline fee.

Yes. Prepaid and debit-based fuel cards like Rally don't run a personal credit check and don't require a deposit — you top up a balance or connect your account, and you're approved in about a day. Traditional oil-major cards almost always require a credit check and sometimes a security deposit.

Yes, if the card saves admin as well as pennies per litre. VAT-ready invoices, automatic receipt matching and spend controls typically save more money than the fuel discount itself. A card that consolidates fuel, EV charging, tolls and parking into one invoice cuts the most admin.

Yes — fuel cards produce HMRC-compliant consolidated invoices, which makes reclaiming VAT on fuel much simpler than collecting paper receipts from drivers. This is one of the main reasons businesses switch to fuel cards even before considering discounts.

A fuel card gives you fuel-specific controls (product locks, litre limits, station category rules), pump-price billing and VAT-ready invoices that a generic credit card cannot. A Visa-based fuel card like Rally combines both: fuel-grade controls with credit-card-level acceptance.

Only some. Most legacy fuel cards need a separate EV card or don't support charging at all. Rally includes access to 500K+ public charge points on the same card and invoice, which matters for any fleet adding EVs before 2030.

A network card works only at its branded or partner stations (typically 1,000–8,000 UK sites) and bills at list or fixed prices. A Visa-based card works at ~99% of all stations and bills at pump price. Network cards can win on negotiated diesel rates for very heavy users; Visa-based cards win on acceptance, flexibility and total cost for most fleets.

Try the card that works at 99% of stations

No deposit, no credit check, pump-price billing — and EV charging on the same card. See your savings in a 20-minute demo.

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