Business Expense Cards

Business expense cards
with receipts on WhatsApp.

Virtual and physical Visa company expense cards for your entire team — from directors to drivers. Manage business expenses with real-time controls, automated receipts, fuel and EV charging support. Allocate spend by team, cost centre and legal entity in every country you operate.

Get startedSee how it works
99% Acceptance
Visa-Backed
Multi-entity billing
Virtual & Physical
VISA
Company Card
••••••••••••7314
Cardholder
Sarah Johnson
Valid thru
09/28
Virtual
Physical
34 active cards

One prepaid company card to run the whole business

One prepaid Visa card for subscriptions, fuel, travel and supplies, replacing separate corporate cards, fuel cards, expense apps and petty cash.

Virtual and physical cards, issued in seconds.
Works for any expense — fuel, travel, SaaS, supplies.
Accepted at 99% of merchants across Europe.
Employee
Department
Subscription
Virtual
Driver
One platform
10+

Hours saved per month

Automated receipt capture and AI matching eliminate over 10 hours of manual admin work every month (Rally customer survey, March 2026).

99%

Merchant acceptance

Accepted at 99% of merchants, fuel stations, EV chargers and parking meters across Europe and the UK (Visa network coverage, 2026).

4

Export formats

CSV, Excel, JSON and DATEV templates for your finance team.

[01]

Card Types

Virtual and physical. Issued in seconds.

Cards for employees, departments or subscriptions, each with its own policy and live transactions.

S
Sarah J.
Marketing
€2,000
T
Tom R.
Sales
€3,000
L
Lisa K.
Engineering
€1,500

Employee cards

Give every team member their own card with individual limits and policies. No shared cards, no reimbursement delays.

Marketing€8,000
65% used
Operations€12,000
42% used
Sales€6,500
78% used

Department cards

Assign cards to teams or cost centers. Marketing, operations, sales — each with their own budget and rules.

Active subscriptions
Slack€12.50/mo
Figma€45.00/mo
AWS€340.00/mo
Notion€8.00/mo
4 virtual cards · Auto-renew

Subscription cards

Dedicated virtual cards for recurring SaaS and service payments. Track renewals and cancel instantly.

Vehicle card
VehicleAB-123-CD
DriverMarco V.
This month€412.30
CategoriesFuel · Tolls · Parking

Driver & vehicle cards

Fuel, tolls, parking and maintenance on dedicated fleet cards. Track spending per vehicle automatically.

New virtual card
Set cardholder
Set spending limit
Choose merchant rules
Card issued
Instantly
Ready to use in seconds

Virtual cards

Issue instantly for online purchases. Set one-time or recurring limits. No waiting for physical delivery.

[02]

Spend Controls

Total control over every expense.

Policies per card, employee, department or category, with real-time alerts and instant blocking.

Per-card spending limits
Merchant category controls
Cost center allocation
Real-time alerts and blocking
Company Spend
This monthLast month
Total Spend€24.8K↓ 6%
Cards Active343 new
Transactions892↑ 8%
Departments6Active
Marketing
€6,240 / €8,000
Operations
€9,120 / €12,000
Sales
€4,800 / €6,000
Engineering
€3,200 / €5,000
Top Spender
A. Weber
€2,840
Most Efficient
L. Müller
82% in policy
Policy Compliance
94%
vs last month+3%

[03]

AutoMatch

Receipts on WhatsApp. Matched by AI.

Receipts sent on WhatsApp or SMS. AI reads and matches them; finance only reviews exceptions.

Everything via WhatsApp
AI-powered extraction
Consolidated statements
Cost center tagging
💼
Rally Expenses
online
📸 Office supplies receipt
10:42 ✓✓
✅ Receipt matched
MerchantStaples EU
Amount€89.40
Cost centerMarketing
10:42
📊 This month
Budget
€2,000
Used
€1,240
Left
€760
10:43
Thanks! 👍
10:43 ✓✓
AutoMatch
97% match rate
AI-powered
No app required
WhatsApp
Zero downloads

[04]

Accounting

Receipt matching and accounting exports.

Automated receipt matching and VAT-ready file exports, so finance can close without rebuilding the month from statements.

CSV, Excel, JSON and DATEV-format downloads.
Automated receipt matching via AutoMatch AI.
Exports with VAT details across all countries.
See Rally Accounting
Receipt
Rally AI
CSV
Excel
JSON

[05]

EV Ready

EV charging built in.

Access to one of Europe's largest charging networks, started from WhatsApp, with no extra driver app.

500,000+ charge points

One of the biggest EV networks in Europe, covering 20+ countries.

Competitive EV charging rates

Competitive market rates with transparent session-level pricing. No service fees, no idle fees.

No apps required

Charge using a fob or directly via WhatsApp. The only solution in Europe to offer EV charging via WhatsApp.

Consolidated billing

Fuel and EV charging in one dashboard, one VAT summary, one platform.

[06]

Built For

One platform for every role in the business.

Directors & Founders

Total visibility across every expense. Consolidated billing, transparent fees, and real savings from day one.

Finance & Accounting

Automated reconciliation, cost center allocation, VAT-ready exports, and no more chasing receipts.

Managers & Team Leads

Set budgets per team or project. Real-time alerts, instant card controls, and full spend visibility.

Employees & Drivers

No reimbursements, no apps to download. Tap the card and send the receipt via WhatsApp. Done.

[07]

Comparison

Rally vs. Traditional Expense Tools

How Rally compares to corporate cards and expense management platforms (as of April 2026).

Feature
Merchant acceptanceRally99% — any Visa-accepting merchantOthersVisa/Mastercard — similar acceptance
Fuel & EV chargingRallyBuilt-in fuel + 500K+ EV chargers, WhatsAppOthersNot specialised — no fleet/EV features
Receipt managementRallyAI AutoMatch via WhatsApp — no appsOthersMobile app required for receipt capture
Cost centersRallyPer-transaction, card, category or ruleOthersBasic tagging, often manual
Deposits & credit checksRallyPrepaid: no refundable deposit or personal credit checkOthersVaries — some require deposits or checks
Cross-border supportRally30+ countries, multi-entity, multi-currencyOthersLimited to select markets
Fleet & vehicle trackingRallyNative driver, vehicle and mileage trackingOthersNot available — not built for fleet

[08]

Why Rally

Why businesses switch to Rally.

Measurable results from day one — not promises.

01

One platform replaces 5+ tools.

Company cards, fuel cards, EV charging apps, expense software and receipt scanners — all consolidated into Rally (Rally customer data, 2026).

02

10+ hours of admin eliminated monthly.

AI receipt matching and automated categorisation replace manual reconciliation entirely (Rally customer survey, March 2026).

03

99% merchant acceptance — Visa-powered.

Any merchant, fuel station, charger or parking meter that accepts Visa — over 1,000,000 acceptance points across Europe (Visa network, 2026).

04

Prepaid without a refundable deposit or personal credit check.

Fund the business balance instead of locking cash in security. Account opening and card timing follow successful business and representative verification.

05

From directors to drivers — everyone uses it.

One platform for finance teams, managers and employees. WhatsApp for receipts, dashboard for control, downloadable files for accounting.

[09]

FAQ

Common Questions

Common Questions

A company expense card lets employees pay for approved business expenses while finance teams control limits, categories and receipts. Rally is a Visa-backed company expense card accepted at 99% of merchants across Europe and the UK, with virtual and physical cards and automated receipt matching.
Corporate cards are general-purpose. Rally adds granular spend controls, AI receipt matching via WhatsApp, cost center allocation, downloadable accounting exports, and built-in fuel and EV charging. Its prepaid route has no refundable security deposit or personal credit check; business and representative verification applies.
Yes. Issue virtual cards instantly from the dashboard for online purchases, SaaS subscriptions, or one-time payments. Set spending limits and merchant restrictions per card.
A photo on WhatsApp or SMS. Rally reads it, matches it to the payment and files it. No app.
Rally prepares CSV, Excel, JSON and DATEV-format exports from matched, VAT-ready records. Finance reviews the output, then downloads the files needed for the close.
No. Rally cards are prepaid, with no refundable deposit or personal credit check. Rally verifies the registered business and its representative before opening the account.
Yes. Tag every transaction to a cost center, department, project or category. Allocation rules can be set per card, merchant category, or custom rule.
Yes. Pump-price fuel billing and access to 500,000+ charge points in 20+ countries.
The application takes a few minutes. Cards ship once business verification is complete.
Yes, from a handful of employees to thousands of cards across countries. Every plan has the same features for one flat monthly fee; Enterprise adds account management and rollout support.
The best company card depends on your needs. Rally combines general expenses, fuel, EV charging and fleet costs on one platform, with a prepaid route that has no refundable security deposit, broad Visa acceptance and accounting-ready exports.
Yes. Set daily, weekly or monthly limits per card. Restrict merchant categories, block specific spend types, and get real-time alerts on every transaction.
Yes. Receipt capture, categorisation, cost-centre allocation and accounting exports are built in.
Employees send a receipt photo or invoice on WhatsApp. The agent reads it, asks for anything missing, such as the business purpose, and matches it to the payment. Finance reviews exceptions and sends the rest to accounting.
One flat monthly fee with cards included: €9.99 / £9.99 for one card, €29.99 / £29.99 for up to 5 and €49.99 / £49.99 for up to 10, excluding VAT, with larger plans above that. No markup on card spend.
You can only spend what you have loaded, so big purchases need a planned top-up, and there is no credit line. In return: no refundable deposit, no personal credit check, and spend never exceeds what you approved.
Company cards are for business spend, and you decide what each card can buy: restrict categories, set limits and freeze cards instantly. Set out private use and repayment in a card policy, and check the local tax treatment with your adviser.