Prepaid Business Card

Prepaid business cards
for your whole team.

Keep your bank. Top up Rally from any account that can pay into the UK or EU, give every employee a Visa card with its own limits, and get receipts on WhatsApp.

Get startedSee plans
Works with your current bank
No personal credit check
No refundable deposit
Team balanceLive
Available balance€0.00
Top up €2,500
Recent team spend
Software subscriptionOnline
−€49.00
Train ticketsLondon
−€86.40
Office suppliesAmsterdam
−€32.15
Rally Visa
Visa
Prepaid

[01]

How it works

Keep your bank. Add cards for your team.

Rally sits alongside the account you already have.

Top up by transfer

Send funds from any business account that can pay into the UK or EU. The balance is yours to spend.

Issue cards in minutes

Virtual cards instantly, physical cards by post: one per employee, team or subscription.

Set the limits

Limits per card, merchant categories and time of day. Freeze a card instantly.

Receipts on WhatsApp

Employees send a photo on WhatsApp. AI matches it to the payment for finance to review.

[02]

Why prepaid

Spend only what you load.

No personal credit check

Rally verifies the business and its representative, not a director's credit score.

No overspending

Cards can never spend more than the balance you approved.

Flat monthly plans

From €9.99 / £9.99 a month with cards included, excluding VAT. No markup on spend.

Ready for accounting

Matched receipts and exports for 30+ accounting and ERP systems.

[03]

Card types

Prepaid card, bank account card or credit card?

Each works differently. Pick the one that fits how your team spends.

01

Prepaid business card

You load a balance and give employees cards with their own limits. No credit check and no new bank account.

02

Business bank account card

Comes with a business current account, so you open and fund a new account. Employee controls and receipt handling vary by provider.

03

Business credit card

Spends on a credit line you repay later. It usually needs a credit check and can require a personal guarantee.

Compare with business accounts

[04]

FAQ

Prepaid business card questions

A company payment card that spends a balance you load in advance. You issue cards to employees, set limits and see every payment as it happens. Rally's are Visa cards for the UK and Europe.
No. Top up Rally from any business account that can send a transfer to the UK or EU, and keep banking where you do today.
You can only spend what you have loaded, so large purchases need a planned top-up, and there is no credit line. In return, spend never exceeds what you approved.
Yes. Rally verifies the registered business and its representative, with no personal credit check and no refundable deposit.
One flat monthly plan with cards included: €9.99 / £9.99 for one card, €29.99 / £29.99 for up to 5 and €49.99 / £49.99 for up to 10, excluding VAT. No markup on card spend.
Yes. Create virtual cards for software, ads or one-off online payments, each with its own limit.
They send a photo or forward an invoice on WhatsApp. Rally reads it, matches it to the payment and asks for anything missing.
No. It is a prepaid Visa card, so there is no credit line and nothing to repay.