Keep your business account. Rethink expenses.
Keep your account. Add prepaid cards, an agent in WhatsApp and a clearer view of what your business spends.
[01]
Head-to-head
Your account. Your expense workflow.
Use the tools in your account, add Rally, or combine the two where it makes sense.
Business accounts can include AI receipt tools, reminders and accounting connections. Rally adds prepaid team spending, a no-app WhatsApp agent, contextual AutoMatch and spend intelligence. Your existing account stays in place.
No employee app. Just WhatsApp.
Send receipts and invoices to your agent in chat. Basic submission needs no additional employee login.
Expenses inside your account.
Business accounts can offer app, email and chat-based capture, including WhatsApp agents. Try the exact flow available to your team.
The context behind the receipt.
AutoMatch connects receipts and invoices to transactions using the full expense context. Your agents help with the next steps.
Account tools can automate too.
AI receipt processing, matching, reminders and business assistants are available in this market. Check their scope and plan requirements.
Know what you’re committed to.
See recurring costs, unusual spend and duplicate tools. Get renewal reminders and forecasts for software, AI and cloud spending.
Choose the insights you need.
Accounts can include spending analytics and business assistants. Compare the detail on subscriptions, cost changes and future spending.
Separate budgets. Your existing account.
Fund Rally from your account. Give vendors, projects and teams physical or virtual prepaid cards with their own controls.
Spend from your account.
Many business debit cards draw from an account balance. Check card controls, currency handling and any credit options separately.
A reviewed expense record.
Prepare Rally expenses for your supported accounting connector or export, with the payment and document together.
Account feeds and expense tools.
Providers can sync transactions and receipts with accounting software. Check document support, required fields and review steps.
Just send it in WhatsApp
Basic receipt submission needs no employee app or additional login.
Context behind every match
Connect receipts, invoices and transactions using the full expense context.
Built for cross-border business
One workflow for teams working on site, on the road and in the office.
[02]
Feature comparison
The full picture.
Compare expense workflows alongside the account services your business needs.
| What matters | Business accounts | |
|---|---|---|
| Role in your setup | RallyA prepaid card and expense workflow alongside your existing account. | Business accountsAn account for money management, with expense tools depending on the provider. |
| Team spending | RallyPhysical and virtual prepaid cards, with budgets for each vendor, project or team. | Business accountsDebit cards often draw from account funds; controls and credit options vary. |
| Receipt capture | RallyWhatsApp receipt and invoice submission without an employee app or extra login. | Business accountsApp, email and chat options are available, including WhatsApp with some providers. |
| AI & matching | RallyContextual AutoMatch plus WhatsApp and platform expense agents. | Business accountsAI extraction, matching and business assistants are available; check the exact scope. |
| Missing details | RallyAgents help collect documents and follow up on expense information. | Business accountsReceipt reminders and completion controls are available on some products or plans. |
| Cross-border needs | RallyVisa spending and expense records with country, currency and documents. | Business accountsCompare transfers, currency balances and FX alongside the expense features. |
| Accounting | RallyReviewed Rally expenses through supported connectors or export. | Business accountsBank feeds, receipt sync and accounting connections vary by provider and plan. |
| Keeping your account | RallyKeep your existing account and use it to fund Rally. | Business accountsUse the expense tools associated with your chosen account. |
| Spend intelligence | RallyRecurring costs, unusual spend, duplicate tools, renewal reminders and software, AI and cloud forecasts. | Business accountsCompare subscription visibility, spending analysis, reminders and forecasting tools. |
| Total cost | RallyTransparent pricing with no hidden transaction markups, alongside your account’s own charges. | Business accountsInclude account, active-user, expense add-on, transfer and currency charges. |
Business accounts are a broad category, offered by banks and payment providers. Expense features, currencies, eligibility and fees vary by provider, plan and country. This comparison does not rate any individual provider.
[03]
Why Rally
One platform. The whole spending picture.
Cards, expenses, recurring subscriptions and spend intelligence.
Cards for every part of work
Physical and virtual cards, with budgets for each vendor, project or team.
An agent in WhatsApp
Send receipts and invoices without an employee app or extra login for basic submission.
Contextual AutoMatch
Match documents to transactions with an understanding of the full expense context.
Know what’s recurring
Identify software and vendor payments, with renewal and cancellation reminders.
Spot changes early
Find unusual spending, rising costs and duplicate tools. Forecast software, AI and cloud spend.
Ready for accounting
Bring reviewed records into your supported accounting integration or export.
[04]
In practice
Know what changed. See what’s next.
AI-powered analysis that makes business spending easier to understand.
01
A subscription renews soon
Renewal and cancellation reminders help you decide what to keep.
02
A vendor payment becomes recurring
Rally identifies recurring software and vendor payments so they stay visible.
03
Costs start to climb
Detect spending increases and unusual activity that need a closer look.
04
Two teams pay for similar tools
Identify duplicate tools and review where subscriptions overlap.
05
Next month’s software bill
Forecast software, AI and cloud spending to help plan the budget ahead.
[05]
Find your fit
What does your business need?
Your account’s tools may be enough when…
- Your team already completes expenses reliably in that workflow.
- The available card controls, receipt tools and accounting connections cover your needs.
- Its plan and usage fees work for your team.
Add Rally when you want to…
- Allocate cards and budgets by vendor, project or team.
- Collect receipts in WhatsApp without another employee app.
- Match receipts and invoices using the full expense context.
- See recurring costs, spending changes and forecasts in one platform.
- Get started in minutes and keep your existing business account.
[06]
Questions
Your business account and Rally
No. Keep the account you use for your business and transfer funds to your Rally balance for prepaid card spending.
Yes. Some include AI receipt processing, matching, reminders, approvals and accounting connections. If that workflow covers your needs, you may not need another expense tool.
To use prepaid cards with vendor and team budgets, a no-app WhatsApp agent, contextual AutoMatch and spend intelligence. Rally brings cards, expenses and recurring subscriptions into one platform while your existing account stays in place.
No. Transferring money to your Rally balance is a funding step. It does not, by itself, import card transactions or expenses from an external account.
This comparison presents Rally as an additional card and expense workflow. Keep or choose account services for your transfer, currency and wider money-management needs.
Some do. Availability and capabilities differ, so test what the agent can actually complete and what is included in your plan.
Compare the full setup: account fees, expense add-ons, active users, cards, transfers and currency charges. If you add Rally, include its published pricing too.
Agree which system sends each transaction and document to accounting. Check your supported connectors and exports with your accountant before enabling overlapping feeds.