Prepaid Fuel Card

Prepaid Fuel Card.
No Deposit, No Credit Check.

Get a business fuel card without a deposit or a personal credit check. Top up upfront, or use a postpaid line once approved, and fuel up anywhere Visa is accepted.

Get started
No deposit
No credit check
Approval in ~1 day
Rally · PrepaidLive
Available balance€0.00
Topped up €2,500
Recent fuel-ups
ShellRotterdam
−€78.40
AralKöln
−€64.10
TotalEnergiesLyon
−€52.90
Fleet Fuel Card
No deposit
No credit check
€0

Upfront deposit

Start without locking up cash. Rally never holds a security deposit to issue your cards.

No

Personal credit check

Approval is based on your business, not a director's personal credit score or trading history.

45+

Countries covered

One Visa-backed card for fuel, EV charging, tolls and parking across the UK and Europe.

[01]

The basics

What is a prepaid fuel card?

A prepaid fuel card lets you fund fuel spend upfront instead of paying a refundable deposit or passing a credit check first. Here is how Rally approaches it.

Prepaid, not a deposit

Fund a balance upfront and spend against it. There is no refundable security deposit and no debt taken on to get started.

Built for businesses

Rally is a business fuel card for fleets and company spend. It is not a personal preload or gift voucher for consumers.

Prepay or pay later

Top up a balance, or once approved, use a postpaid credit line. Either way, there is no upfront deposit to unlock your cards.

More than just fuel

Use the same card for fuel, EV charging, tolls and parking anywhere Visa is accepted, with receipts captured automatically.

[02]

Rally vs. deposit cards

Skip the deposit and the credit check.

Traditional fuel cards ask for a security deposit and a hard credit check before you can fuel up. Rally removes both barriers.

What you get
Upfront depositCash held as security to issue cardsRally€0 — no deposit requiredDeposit fuel cardsOften €1,000+ held as security
Credit checkPersonal credit and trading-history checksRallyNo personal credit check to startDeposit fuel cardsHard credit check and history required
Funding modelHow you pay for fuelRallyPrepay top-up or postpaid creditDeposit fuel cardsPostpaid only, after approval
Approval speedTime from application to active cardsRallyApply online, approval in ~1 dayDeposit fuel cardsDays to weeks of underwriting
AcceptanceWhere the card worksRallyAnywhere Visa is accepted, 45+ countriesDeposit fuel cardsLimited branded station network
Spend controlVisibility and limits per cardRallyReal-time limits, fraud alerts, receiptsDeposit fuel cardsStatement-level visibility only

[03]

Who it's for

Made for fleets the banks make wait.

ApplicationPre-approved

New businesses with no trading history

Just incorporated and need cards now? A prepaid model means you can fuel up without years of accounts or a credit file.

No depositNo credit check

[04]

Why Rally

Everything a deposit card gives you, minus the deposit.

No-deposit and no-credit-check should not mean fewer features. Rally pairs an easy start with full fleet controls.

No deposit

Issue cards without locking up cash as security. Keep your working capital where it belongs.

No credit check

Start without a personal credit check on directors. Approval is based on your business.

Fast online approval

Apply in minutes and typically go live within one business day, with cards in hand soon after.

Pump-price billing

Pay the price on the pump with no per-litre markup, then reconcile it on one clear invoice.

Real-time controls

Set per-card limits, restrict spend categories and get instant fraud alerts across the fleet.

Automated receipts

Capture receipts and VAT automatically and sync clean data to your accounting system.

[05]

Proof

An easier start, without the trade-offs.

Removing the deposit and the credit check does not mean cutting corners on control, acceptance or compliance.

01

No deposit, ever.

Rally never holds a refundable security deposit to issue your cards, so your cash stays available for the business.

02

Approval without a personal credit check.

We assess the business, not a director's personal credit score, so a thin or imperfect credit file is not a blocker.

03

Live in about a day.

Apply online in minutes and most fleets are approved within one business day, with physical cards arriving shortly after.

04

Transparent pump-price billing.

You pay the displayed pump price with no per-litre surcharge, consolidated onto one invoice in your local currency.

05

Full control from day one.

Real-time limits, category restrictions, fraud alerts and automated receipts apply to every card on the account.

[06]

FAQ

Prepaid fuel card FAQs

A prepaid fuel card lets a business fund fuel spend upfront and pay at the pump, instead of paying a refundable deposit or passing a credit check first. With Rally you can top up a balance, or use a postpaid line once approved, without any upfront deposit.
Rally does not run a personal credit check on directors to get you started. We assess the business itself, so a limited trading history or an imperfect personal credit file does not stop you from fuelling up.
No. Rally does not hold a refundable security deposit to issue your cards. That is the main difference from traditional fuel cards, which often hold €1,000 or more as security before you can start.
No. Rally is a business fuel card built for fleets and company spend, not a personal preload card or gift voucher. It comes with per-card controls, receipts and accounting integrations that consumer prepaid cards do not offer.
You can prepay by topping up a balance and spending against it, or once approved use a postpaid credit line. Either way you get one consolidated invoice in your local currency with automated receipts and VAT capture.
Any business registered in the UK or EU can apply, including newly incorporated companies, owner-operators and fleets with thin or imperfect credit. Because there is no deposit and no personal credit check to start, approval is fast and accessible.
Anywhere Visa is accepted — over 1,000,000 fuel, charging and service points across 45+ countries in the UK and Europe. The same card covers fuel, EV charging, tolls and parking.
Apply online in a few minutes. Most fleets are approved within one business day and receive physical cards within days, with no deposit to clear and no credit check to wait on.